.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:clamp(28px,4vw,56px);align-items:start}.calc__form{display:grid;gap:18px;padding:26px 28px;border:1px solid var(--line);border-radius:var(--r);background:var(--paper)}.calc__form h2{font-size:1.3rem}.calc__form label,.calc__form .field{display:grid;gap:6px;font-weight:600;font-size:.92rem;color:var(--navy)}.calc__form .hint{font-weight:400;color:var(--muted);font-size:.84rem}.calc__form input,.calc__form select{font:inherit;font-weight:400;color:var(--text);padding:10px 12px;border:1px solid var(--line);border-radius:4px;background:var(--paper);min-width:0;width:100%}.calc__form input:focus,.calc__form select:focus{outline:2px solid var(--blue);outline-offset:1px;border-color:var(--blue)}.calc__row{display:grid;grid-template-columns:1fr 1fr;gap:14px}.calc__checks{display:grid;gap:8px}.calc__checks label{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--text)}.calc__checks input{width:auto;margin-top:4px}.calc__radio{display:flex;flex-wrap:wrap;gap:8px 18px;font-weight:400}.calc__radio label{display:flex;gap:8px;align-items:center;font-weight:400;color:var(--text)}.calc__radio input{width:auto}.calc__form button[type=submit]{justify-self:start}.calc__side{display:grid;gap:16px}.calc__explain{padding:24px 26px;border-radius:var(--r);background:var(--mist);border:1px solid var(--line);display:grid;gap:10px;font-size:.97rem}.calc__explain h2{font-size:1.2rem}.calc__explain ul{margin:0;padding-left:1.1em;display:grid;gap:6px}.results{display:grid;gap:16px}.results[hidden]{display:none}.results h2{font-size:1.5rem}.big{font-family:var(--f-display);font-size:clamp(2rem,1.4rem + 2.4vw,3rem);color:var(--navy);line-height:1.1;font-weight:600;font-variant-numeric:tabular-nums}.big small{font-family:var(--f-body);font-size:.9rem;color:var(--muted);font-weight:500;display:block;margin-top:6px}.rtable{width:100%;border-collapse:collapse;font-size:.95rem;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}.rtable th,.rtable td{padding:10px 14px;border-bottom:1px solid var(--line);text-align:left}.rtable thead th{font:500 .72rem/1.3 var(--f-mono);letter-spacing:.06em;text-transform:uppercase;color:var(--muted);background:var(--mist)}.rtable td.n,.rtable th.n{text-align:right;font-family:var(--f-mono);font-variant-numeric:tabular-nums;white-space:nowrap}.rtable tr.total td{font-weight:700;color:var(--navy);border-top:2px solid var(--navy)}.rtable-wrap{overflow-x:auto}.fine{font-size:.84rem;color:var(--muted)}.callout{padding:14px 16px;border-left:3px solid var(--bronze);background:var(--mist);font-size:.95rem}@media(max-width:900px){.calc{grid-template-columns:minmax(0,1fr)}}@media(max-width:560px){.calc__row{grid-template-columns:minmax(0,1fr)}}@media print{.site-header,.utility,.site-footer,.mobile-bar,.chat,.k-hero .breadcrumbs,.calc__form,.rcta,.cta{display:none!important}.calc{grid-template-columns:1fr}}